ࡱ > e g d %` bjbj 2T ̟ ̟ :. :. :. 8 r. $ . : / / " / / / 0 0 0 O9 Q9 Q9 Q9 Q9 Q9 Q9 $ : h V= u9 0 0 0 0 0 u9 / / 9 < 5 5 5 0 v / / O9 5 0 O9 5 5 5 / / N4oD :. 1 5 S5 9 < : 5 = 1 = 5 = 5 H 0 0 5 0 0 0 0 0 u9 u9 2 P 0 0 0 : 0 0 0 0 2 6 2 6 оٷ EXPENSE CONSTANT SUPPLEMENT
CALCULATION OF COMPANY LOSS COST MULTIPLIER
WITH EXPENSE CONSTANTS
(EFFECTIVE: March 31, 2008)
(This form must be provided ONLY when making a filing that includes an expense constant)
This filing transmittal is part of Company Tracking #
This filing corresponds to form filing number
(Company tracking number of form filing, if applicable)
Development of Expected Loss Ratio. (Attach exhibit detailing insurer expense
data and/or other supporting information.)
Selected Provisions
4.OverallVariableFixedA.Total Production Expense%B.General Expense%C.Taxes, License & Fees%D.Underwriting Profit & Contingencies*%E.Other (explain)%F.TOTAL%*Explain how investment income is taken into account.
5.A. Expected Loss Ratio: ELR = 100% - Overall 4F%B. ELR in decimal form = 5A ELR in Decimal Form
C. Variable Expected Loss Ratio: VELR=100% - Variable 4F%D. VELR in Decimal Form = 5C VELR in Decimal Form =
6.A.Formula Expense Constant:
[(1.00 divided by 5B) (1.00 divided by 5D)] times [Average Underlying Loss Cost]B.Formula Variable Loss Cost Multiplier
(3B divided by 5D)
7.A.Selected Expense Constant =B.Selected Variable Loss Cost Multiplier =
8. Explain any differences between 6 and 7:
9.Rate level change for the coverage(s) to which this page applies%
PC IRF
FILENAME \p W:\Mar08\TF\Casualty Actuarial\03-31 LCM WC filing form.doc
Attachment Two
Property Casualty and Statistical (C) Task Force
03/31/08
PAGE
PAGE 2
2008 National Association of Insurance Commissioners
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