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2024 Membership (PDF)

The mission of the Innovation, Cybersecurity, and Technology (H) Committee is to: 1)  provide a forum for state insurance regulators to learn about and have discussions regarding: cybersecurity, innovation, data security and privacy protections, and emerging technology issues; 2) monitor developments in these areas that affect the state insurance regulatory framework; 3) maintain an understanding of evolving practices and use of innovation technologies by insurers and producers in respective lines of business; 4) coordinate ²»Á¼Ñо¿Ëù¹Ù·½ efforts regarding innovation, cybersecurity and privacy, and technology across other committees; and 5) make recommendations and develop regulatory, statutory or guidance updates, as appropriate.

InsurTech, Innovation & Technology Contacts

Collaboration Forum Resource Center

2025 Charges

1. The Innovation, Cybersecurity, and Technology (H) Committee will:
   1. Provide forums, resources and materials related to developments and emerging issues in innovation, cybersecurity, data privacy, and the uses of technology in the insurance industry in order to educate state insurance regulators on these developments and how they affect consumer protection, insurer and producer oversight, marketplace dynamics, and the state-based insurance regulatory framework.
   2. Consider and coordinate the development of regulatory guidance and examination standards related to innovation, cybersecurity, data privacy, the use of big data and artificial intelligence (AI) including machine learning (ML) in the business of insurance, and technology, including drafting and revising model laws, white papers, and other recommendations as appropriate.
   3. Oversee the work of the Data Call Study Group to study the enhancement of regulator access to high-quality and timely data allowing for evidence-informed decisions, enhanced supervisory capabilities, and improved efficiency.
   4. Track the implementation of and issues related to all model laws pertaining to innovation, technology, data privacy, and cybersecurity, including the Insurance Data Security Model Law (#668), the ²»Á¼Ñо¿Ëù¹Ù·½ Insurance Information and Privacy Protection Model Act (#670), the Privacy of Consumer Financial and Health Information Regulation (#672), and the Unfair Trade Practices Act (#880) rebating language and providing assistance to state insurance regulators as needed.
   5. Coordinate and facilitate collaboration with and among other ²»Á¼Ñо¿Ëù¹Ù·½ committees and task forces to promote consistency and efficiency in the development of regulatory policy, education, training, and enforcement materials and tools related to innovation; cybersecurity; data privacy; and the use of technologies, big data and artificial intelligence (AI), including machine learning (ML), in the business of insurance. Evaluate and recommend certifications, continuing education (CE), and training for regulatory staff related to technology, innovation, cybersecurity, and data privacy.
   6. Follow the work of federal, state, and international governmental bodies to avoid conflicting standards and practices.