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Disaster Risk Management

• ÌýInformation on CSAs for consumers.
  • Ìý Brochure on CSAs.
  • Info on mitigation credits, CSAs, fortification tax credits, and general preparedness.Ìý
  • ÌýGuide for consumers on preparing for a natural disaster.
• Fortification measures must be accomplished in accordance with the standards in this resource document in order to be eligible for the tax credit.ÌýÌý
• Ìý Booklet for consumers on adequately preparing for severe weather, including drafting a disaster plan, creating an emergency kit and a home inventory, and reviewing insurance coverage.Ìý Home mitigation measures, insuranceÌýdiscounts, tax credits, and catastrophe savings plansÌýare also discussed.
• .Ìý Press release about the DOI's consumer event in partnership with Home Depot where 200 free starter emergency kits and disaster preparedness informationÌýwere handed out.
• ÌýInformation on how to build an emergency kit. Also includes information aboutÌýdisaster preparation insurance checklists and insurance emergency checklists
• Information for consumers on how to proceed after experiencing damage from a storm and how the state DOI can assist.
• ÌýConsumer guide on what to expect during the disaster recovery/insurance claims phase.
• . An Insurance guide for consumers. Includes information on disaster exclusions.

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ÌýRegulation

• Provides certain income tax credits for the costsÌýa homeowner incurs in fortifying their home against hurricane losses.Ìý
• Tax credit for costs of retrofitting to make residence more hurricane resistant.Ìý
• Credit for sales tax paid on purchases of tangible personal property to retrofit residence.Ìý
• ÌýAims to make flood insurance more accessible by allowing insurers to test products in the market, while offering consumers more choice in flood insurance coverage.

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Ìý Ìý ÌýFlood

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• ÌýInformation about obtaining flood insurance from the NFIP.
• ÌýInformation about flood insurance policy for businesses and its importance.

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ÌýHurricane & Wind

• ÌýPremium discounts for mitigation measures that strengthen coastal homes and businesses against damage from hurricanes.Ìý
• ÌýInformation about tax credits that consumers can use to fortify their legal residence from hurricanes and other catastrophic events.
• Information on catastrophe modeling.Ìý
• Ìý Information for consumers on how to prepare for a hurricane along with insurance claims information.
• Provides matching and non-matching grant funds to help coastal property owners retrofit their homes to make them more resistant to hurricane and wind damage.Ìý

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ÌýEarthquake

• .ÌýÌýA guide published by the ²»Á¼Ñо¿Ëù¹Ù·½ available on the SC DOI's website for homeowners.

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These external agencies are mentioned on the South Carolina Department of Insurance and provide further information on catastrophe planning and preparedness. 

Federal

State

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• InsureU

Other