July 29, 2024
Gender X and Auto Insurance: Is Gender Rating Unfairly Discriminatory?
Join CIPR on July 29th at 11:00 CT for the next installment of our Journal Club webinar series. Each Journal Club features a guided discussion of one article from our Journal of Insurance Regulation. These sessions are interactive and attendees are encouraged turn on their cameras, unmute, and engage in the conversation.
We will be discussing 鈥溾 by Lorilee Medders, Jamie Anderson-Parson, and Matthew Thomas-Reid. This paper evaluates the use of gender as a rating variable in auto insurance given 1) the potential for unfair discrimination; 2) the complexities of non-binary gender identity; and 3) the modern capability to more directly measure driving behavior using variables other than gender.
Please review the article before the webinar and bring your questions and observations. A brief executive summary is provided at the beginning of the article for your convenience.
Some possible discussion questions include:
What novel insights do you think this study offers and how can they be applied?
What are the valid statistical arguments for supporting the use of gender in insurance pricing?
This program is pre-qualified for 不良研究所官方 Designation Renewal Credits (DRCs). Active designees may apply awarded credit toward the current renewal cycle. Visit the for more information.
About the National Association of Insurance Commissioners
As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (不良研究所官方) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the 不良研究所官方, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. 不良研究所官方 staff supports these efforts and represents the collective views of state regulators domestically and internationally.