May 29, 2019
Flood Watch, Warning, Advisory: Know the Difference and Be Prepared
While flood insurance typically covers the repair or replacement of the built structure of your home in the event of a flood, understanding the need to evacuate is critical to your safety. More than half of flood-related deaths happen when people drive vehicles into flood water. People who try walking into or near flood waters make up the second-highest percentage of flood-related deaths.
In addition to keeping your insurance information in a safe place, you should be aware of the differences between the National Weather Services issued advisories, watches, and warnings.Â
- Flood Advisory – Heavy rain is forecast to occur and may require additional action. Stay tuned to your local radio or tv station to stay informed.
- Flood Watch – A flood watch is issued when conditions are favorable for flooding. It doesn’t mean flooding will occur, but you should be prepared. This has a higher likelihood of flooding than a flood advisory.
- Flood Warning – A flood warning is issued when a hazardous weather event that may cause a flood is imminent or underway.
- Flash Flood Warning – A flash flood is a sudden, intense flood that can take from minutes to hours to develop. A flash flood warning is issued when a flash flood is imminent or occurring.
The ²»Á¼Ñо¿Ëù¹Ù·½ also offers the following information about .
About the National Association of Insurance Commissioners
As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (²»Á¼Ñо¿Ëù¹Ù·½) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the ²»Á¼Ñо¿Ëù¹Ù·½, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. ²»Á¼Ñо¿Ëù¹Ù·½ staff supports these efforts and represents the collective views of state regulators domestically and internationally.